Have questions about payment processing?
Call: 866-510-2267

Fast, Secure Payment Processing

12-Hour Funding

Secure Payment Processing
Better rates. Faster funding. BAMS.

Accept cards, processing the transactions quickly and safely, and get the funds for your business back fast. It's not rocket science. It's BAMS.

Whether you're a small business just starting out, or an established merchant looking for a better processing rate, Bank Associates Merchant Services can help. We work with businesses across country, offering award-winning customer service and an industry leading 12-hour funding time.

  • Rates From Just $0.18 Per Transaction
  • 12-Hour Funding
  • $0 Set Up and Application Fees
  • In-House Support and Training

eCommerce, Mobile Commerce, and even 'ol "Regular Commerce"


We pride ourselves on offering our clients a full suite of payment processing options that can fit any business.

We have our own mobile credit card "dongle" that plugs into your Android, iPhone, or BlackBerry and lets you accept payments on the go.

As a preferred Authorize.net reseller, we offer our eCommerce clients the most secure online payment gateway in the industry.

And of course if you're like many small businesses and simply operate out of a storefront or office, one of our credit card terminals will set you up nicely.

The Proof is in the Numbers

The Proof is in the Numbers

Of course you could just take our word for it, but here's a real life example from one of our clients.

Julie runs a bakery in Chicago's East Village. She's accepted credit cards for years, and admits she never put much thought into the processing rate she was paying.

"I swiped the cards, the receipt printed, and I checked my statement online every week. Beyond that, I never really considered if I could be doing better," Julie said.

About a year ago, one of our sales agents called Julie to talk to her about the merchant services offerings from BAMS. She hadn't heard of BAMS before, but then again hadn't done too much comparison shopping when she signed up for a merchant account.

Our rep worked with Julie to figure out the numbers. She was paying $0.34 every time she swiped someone's card. Her average transaction value was low - but she processed an average of 225 transactions every day. At her current rate, Julie was paying almost $28,000 in fees every year.

When we ran her numbers against the rate BAMS could offer her, the difference was astounding. We were able to lock Julie in at $0.18 per transaction, saving her $13,140 every year!

The extra $1,100 per month has helped Julie's cash flow immensely, and she's been able to hire another part-time employee to help on the weekends.

And the best part? Her business never skipped a beat.

"I was a little bit skeptical about transitioning. I didn't want any down time for my business when the payment system switched over," Julie said. "The support I got from Jason from BAMS was amazing, and he made sure I didn't miss a single cupcake sale!"

Secure Payment Processing

12-Hour Funding. No Hassles.

What Will Your Story Be?

BAMS has helped thousands of businesses achieve their financial goals through smart, efficient payment processing. If you'd like to create your own success story like Julie's, we're here to help.

Fill out the form to get started. We'll call you to get an idea of what you're looking for and to understand the specific needs of your business.

  • Stop over paying on your processing fees.
  • Stop waiting days (or even weeks!) to get your funds.
  • Process payments quickly and safely and get your cash flow moving with our 12-hour funding.

It's not rocket science. It's BAMS.

Have more questions? Talk to our technical support team at 866-510-2267